Your Local Mortgage
Lender
Located in Friendswood, Texas
Personalized Mortgage Solutions. Local Expertise. Exceptional Service.
Choosing a mortgage is about more than finding a competitive interest rate—it's about finding the financing strategy that's right for your goals. As an independent mortgage advisor with Mylo Mortgage, I have access to a wide range of loan products through multiple lenders. That allows me to compare options and recommend the solution that best fits your financial situation.
Whether you're a first-time homebuyer, purchasing your next home, investing in real estate, or refinancing, you'll receive personalized guidance, proactive communication, and a mortgage process designed to be as smooth and stress-free as possible.
From your initial pre-approval through closing—and long after you've settled into your home—I'm committed to being a trusted resource you can rely on.
Ready to take the next step? I'd love the opportunity to help you achieve your homeownership goals.
The Home Loan Process
Mortgage Pre-Approval
Get pre-approved from one of our Loan Officers to see how much you can afford.
House Shopping
Work with a trusted Real Estate Agent to find a home you would like to move into.
Loan Application
Complete your home loan application to get the lending process started.
Don't take my word for it
Mortgage Programs
Experience the best mortgage experience located in Friendswood, Texas.
Home Loan Options
Our experienced mortgage advisors will walk you through the best mortgage loan program that will fit your specific scenario.
Conventional Home Loans.
FHA Home Loans.
Jumbo Loans
VA Home Loans.
Frequently Asked Questions
How often can I refinance my mortgage?
There is no limit to the number of times you can refinance. However, you must qualify every time you apply and there will be costs associated with closing the loan each time.
Can I buy a home if I do not have money for a down payment?
Yes! There are a number of bond programs that offer low or no down payment financing options.
How do I know which mortgage is right for me?
The key to choosing the right mortgage is to understand the range of options and features available to you, as well as your budget, circumstances, and goals. Our licensed mortgage professionals are here to help you navigate that process. The more you know, the more comfortable and confident you will be choosing the best option for you and your family.
How long will the loan process take?
The Truth in Lending Act (TILA) does not permit a lender to close a loan until at least seven (7) business days have passed from the date your application was received. A typical home loan takes 30 days, as a number of third-party services such as appraisals, title work, and credit are required in conjunction with the mortgage process. Once you familiarize your Loan Officer with the details of your specific loan scenario, they will be able to provide you with a more specific timeline.
Will I qualify for a home loan?
The only way to find out is to speak with a qualified mortgage professional. Our Loan Officers have helped numerous clients who didn’t know if they could qualify to become home owners. We take the time to understand your financial situation and long-term financial goals, and then match you with the loan program that best fits your needs. Your approval for a loan may also largely depend on the price of the home you are financing. Getting pre-qualified prior to beginning your home search can give you an idea of what you may be able to afford.
Why do people refinance their mortgages?
Homeowners typically refinance to save money, either by obtaining a lower interest rate or by reducing the term of their loan. Refinancing is also a way to convert an adjustable loan to a fixed loan or to consolidate debts.
How much money will I have to pay upfront to buy a home?
This question does not have a simple, one-size-fits-all answer. The exact amount will depend on the price of the home you buy as well the type of mortgage financing you choose. Depending on your loan program, your down payment could be as much as 20% of the home’s price or as little as 3%, while some loans require no down payment at all.
Can I get a mortgage after bankruptcy?
You may still qualify for a home loan even if you have experienced a bankruptcy. The best way to find out if you qualify is to talk with a Loan Officer to discuss your options. Be sure to bring all paperwork regarding your bankruptcy so your Loan Officer can find the program that best fits your situation.
Should I lock my interest rate now, or wait until we are closer to our closing?
Interest rates fluctuate all day, every day. If an interest rate is good, it may be in your best interest to lock now. If you wait, you run the risk of an increase in rates later. If you are concerned that rates may go down after you lock, contact your Loan Officer to discuss your options. Some programs allow you to lock for an extended period and choose to lower your rate should a better one become available.
Most Recent Blog Updates
Higher Conventional Loan Limits in 2026 Mean Some Buyers Have More Purchasing Power Without Earning More
The Financing Change That Creates New Opportunities for Buyers Who Paused Their Search
Some buyers may have meaningfully more purchasing power in 2026 than they did before without any change in their income, their credit, or their savings. The reason is a change in conventional loan limits that raises the ceiling for conventional financing and creates room that did not exist in the previous limit structure.
What the Loan Limit Increase Actually Means
Conventional conforming loans carry a maximum loan amount set annually. When that limit increases buyers who were previously bumping against the ceiling have new headroom. Properties that would have required jumbo financing under the old limits may now qualify for conventional financing under the new ones.
That distinction matters more than most buyers realize. Conventional financing typically carries more favorable terms than jumbo financing, more lenders participate in the conventional market, qualification guidelines are often more accessible, and down payment requirements can be lower. Moving a purchase from jumbo territory into conventional territory can change the financial picture of a transaction meaningfully.
Who Benefits Most From This Change
Move-up buyers who have been watching a price range just out of reach may find that the new limits put their target homes within conventional financing reach for the first time. Buyers in higher-cost areas where purchase prices naturally push against loan limits have the most direct benefit as the new ceiling moves in their favor. And buyers who felt stuck between price points, qualifying for conventional financing on something smaller than what they needed but not quite comfortable with jumbo requirements for what they actually wanted, may find the gap has closed.
What This Means for Realtors
Michele Green's message to real estate agents is worth sitting with. When financing options change new opportunities open. The buyers who paused their search six months ago because the numbers did not work may be worth a phone call today because the financing landscape around them has shifted even if their personal situation has not changed at all.
Past clients who have been thinking about moving up. Homeowners who have been watching equity build and wondering when the right time to make a move is. Buyers who came close to qualifying but stopped short. Each of these conversations is worth revisiting because sometimes the client has not changed but the options available to them have.
Reach out to Michele Green to find out whether any of your buyers or past clients fall into a category where the new conventional loan limits create an opportunity that did not exist before. These small changes in lending can produce some pretty meaningful outcomes for the right client at the right moment.
Sources
FannieMae.com
ConsumerFinancialProtectionBureau.gov
MortgageNewsDaily.com
FreddieMac.com
Investopedia.com
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